negative equity trap

negative equity trap
фин. западня [ловушка\] отрицательной реальной стоимости недвижимости*, ипотечная западня [ловушка\]* (ситуация, когда рыночная стоимость недвижимости в силу неблагоприятных экономических изменений становится меньше суммы ипотечного кредита, полученного под данную недвижимость; т. е. продажа дома в данный момент времени не позволит полностью покрыть долг заемщика)
See:

* * *
"западня отрицательной реальной стоимости недвижимости" ("ипотечная западня"): ситуация, когда рыночная стоимость недвижимости меньше суммы ипотечного кредита, т. е. даже продав дом, человек остается должен деньги банку или строительному обществу; см. equity 3.

Англо-русский экономический словарь.

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